As Fire & Water Restoration professionals in Greenville, NC, that disaster is always just around the corner. That’s why it’s important to be prepared. There are some simple things you can do to make sure you’re prepared if disaster strikes, particularly when it comes to insurance. We specialize in insurance restoration and reconstruction. So long as disasters strike, we will keep providing quality emergency services and repairs to families and businesses affected by water, fire, mold, and vandalism damage. With that in mind, here is our 5 step guide.
1. Take Pictures
Take pictures prior to a disaster and after a disaster, so you can show the difference. It’s also important to understand how to report damages to your insurance provider.
2. Review Policies
Another great best practice is to review existing policies for the amount and extent of coverage to ensure that what you have in place is what you need for you and your family.
3. Be Aware How Long It Takes
It’s important to be aware that insurance policies sometimes take as long as 30 days before they pay out. Make sure you are covered for the period that meets the threat. That’s why it’s important to have a rainy day fund in case something happens.
4. Store Important Documents
Make sure to store important documents like insurance policies, deeds, property records, and other important records in a safe place, such as a safety deposit box away from your home.
5. Make a Cheat Sheet
It’s also a good idea to make a one page document with your insurance policy and account numbers, insurer’s phone number, bank phone numbers, and morgage company phone numbers. Of course this is sensitive information, so maybe also put that in your safety deposit box as well.
Want More Help?
If you have fire or water damaged items, don’t hesitate to contact 24 Restore and let our fire & water restoration experts in Greenville, NC help save some of your most important pieces.We are a team of cleaning, restoration and remodeling specialists backed by an on-call support team of restoration experts. Our “teamwork” guarantees our customers with quick emergency response, up-to-date technology and a professional job done right. Thorough and efficient, our staff delivers satisfaction to both property owners and insurance companies. If you need our help, don’t hesitate to contact us.